Connecticut Medicaid Income Limits 2025

In 2025, Connecticut’s Medicaid program, known as HUSKY Health, allows many adults to qualify if their income is up to 138% of the Federal Poverty Level (FPL). Families with children, pregnant women, and people with disabilities may qualify under higher thresholds. This year also brings renewed eligibility checks after pandemic-era pauses in disenrollments.

Key takeaways:

• Connecticut expanded Medicaid under the ACA, so adults without children can qualify.
• HUSKY covers children, pregnant women, parents, seniors, and people with disabilities.
• 2025 also sees stricter asset rules and long-term care limits, especially for senior Medicaid eligibility.
• The state faces pressure from budget deficits that could affect provider payments.

Understanding HUSKY Health & Connecticut’s Medicaid Landscape

Connecticut’s Medicaid, called HUSKY Health, combines multiple programs under one umbrella: HUSKY A & B for children, HUSKY D for low-income adults, and HUSKY C for the aged, blind, and disabled.

Because Connecticut adopted Medicaid expansion, adults ages 19–64 without dependent children can access coverage if they meet the 138% FPL income limit. According to KFF’s Connecticut Medicaid Fact Sheet, about 1,086,000 people are enrolled, including 322,000 adults in the expansion group.

HUSKY is also central to Connecticut’s healthcare system: it funds a large share of hospitals, nursing homes, and community clinics. But rising costs mean state officials are debating how to maintain adequate Medicaid payments to providers, as reported by CT Insider.

Connecticut Medicaid Income Limits 2025 by Household Size

Explanation:

• Adults qualify up to 138% FPL under HUSKY D.
• Children & pregnant women qualify under higher thresholds, sometimes exceeding 200% FPL through HUSKY B and prenatal programs.
• For example, the official HUSKY income chart shows how income limits increase with family size.

Why Income Limits Differ by Group in Connecticut

Eligibility in Connecticut depends not only on income, but also on category:

• Adults (HUSKY D): Up to 138% FPL.
• Children (HUSKY A & B): Covered up to ~200%+ FPL.
• Pregnant women: Higher cutoffs to ensure prenatal and maternity care.
• Seniors & people with disabilities (HUSKY C): Strict rules apply, with both income and asset tests. For example, a single nursing home applicant must have ≤ $1,600 in countable assets, as explained by Medicaid Long Term Care.

This system ensures priority coverage for children, mothers, and the most medically vulnerable.

Trends & Enrollment Shifts in Connecticut Medicaid

Like other states, Connecticut experienced record-high Medicaid enrollment during the COVID-19 continuous coverage period. Enrollment peaked in early 2023, then declined once renewals resumed.

Today, more than 1 million Connecticut residents remain covered, about 322,000 of them adults, according to the KFF Connecticut Medicaid Fact Sheet. Roughly 73% of Medicaid adults in CT are working either part-time or full-time.

Budget pressures are now front and center. Governor Lamont’s administration has warned that Medicaid funding shortfalls may impact hospital and nursing home payments, according to CT Insider on Medicaid payments. For seniors, updated 2025 Medicaid rules include a spousal protected amount of $157,920 and a monthly income cap of $2,901 for home care programs, as detailed by.

How to Apply for Medicaid (HUSKY Health) in Connecticut

To apply for HUSKY in 2025:

1. Visit the Connecticut DSS website or HUSKY Health portal and begin your online application.
2. Use the pre-screener tool to check your household’s eligibility.
3. Gather documents:
   • Proof of income (pay stubs or tax returns)
     
   • Social Security numbers or ITINs
     
   • Proof of Connecticut residency (lease, bill, or state ID)
     
   • Proof of pregnancy, disability, or long-term care needs if relevant
     
4. Submit your application online, by mail, or in person at your local DSS office.
5. Renew annually and report changes in income, assets, or household size quickly.

What If You Don’t Qualify? Alternatives in Connecticut

If you don’t qualify for HUSKY Medicaid, other programs may help:

• HUSKY B (CHIP): Covers children whose families earn above Medicaid income limits, according to the official DSS income chart.
• ACA Marketplace Plans: Subsidized plans are available through Connecticut’s health exchange for moderate-income families.
• Prenatal & child health programs: Pregnant women and newborns may qualify even if family income is higher.
• Community health centers: Offer sliding-scale primary care to uninsured residents.

FAQs: Connecticut Medicaid 2025

Conclusion

Connecticut’s HUSKY Health program remains a lifeline in 2025. Adults qualify up to 138% FPL, while children and pregnant women qualify at higher thresholds. Seniors and people needing long-term care face stricter income and asset rules.

With 1+ million residents covered, Connecticut continues to rely heavily on Medicaid to support healthcare access, even as state budgets tighten. If you think you may be eligible, apply through the DSS website. If not, options like CHIP, ACA subsidies, and community clinics can still help you access care.