SNAP Eligibility Calculator FY 2026
Calculate your potential SNAP benefits with the latest federal guidelines (effective Oct 1, 2025)
đ Household & Income
đ Deductions
đĨ Household Composition
âšī¸ Quick Info (FY 2026)
Maximum Benefits
Income Limits (130% FPL)
đ Get Help
Need assistance with your application?
- đą USDA National Hunger Hotline: 1-866-348-6479
- đ Find Local Office
- đ§ Apply Online
How to use this calculator
- Start with the Household & Income section. Select your state, household size, and total monthly gross income.
- Move to the Deductions section. Enter any relevant monthly expenses like rent, utilities, child support, etc.
- In the Household Composition section, check any boxes that apply to your household (e.g., if you have a member who is elderly or disabled).
- Click the Calculate Benefits button to see your estimated eligibility and potential benefit amount.
Disclaimer: This calculator provides an estimate for informational purposes only and is not an official determination of eligibility or benefit amount. The calculation is based on Fiscal Year 2026 federal guidelines and may not reflect all state-specific rules or individual circumstances. For an official determination, you must apply and contact your local SNAP office.
Top 10 Questions on FY 2026 SNAP Changes
1. When do these new SNAP amounts take effect?
These Fiscal Year 2026 Cost-of-Living Adjustments (COLAs) are effective from October 1, 2025, through September 30, 2026.
2. What is the new maximum benefit for a family of four?
In the 48 contiguous states and D.C., the maximum monthly benefit for a family of four has increased to $994. The amount is $1,465 in Guam and $1,278 in the U.S. Virgin Islands.
3. Did the income limits to qualify for SNAP change?
Yes, income limits increased. For a family of four in most states, the gross monthly income limit is now $3,483, and the net monthly income limit (after deductions) is $2,680.
4. Did the asset limits (how much I can have in savings) change?
No, the asset limits remain unchanged. The limit is still $3,000 for most households and $4,500 for households with at least one member who is age 60 or older or is disabled.
5. How much can I deduct for shelter costs like rent or mortgage?
The maximum excess shelter deduction for most states increased to $744. This cap does not apply to households with an elderly or disabled member. The amount is higher in locations like Alaska ($1,189) and Hawaii ($1,003).
6. What is the new standard deduction?
The standard deduction has increased. For households of 1 to 3 people in most states, the deduction is now $209 per month. It is $223 for a household of 4.
7. What is the new minimum SNAP benefit?
For eligible one and two-person households in the 48 states and D.C., the minimum monthly benefit has increased to $24.
8. I heard SNAP benefits in Hawaii are decreasing. Is that true?
Yes. While benefits increased in most places, the official FY 2026 update shows the maximum allotment for a family of four in Hawaii will decrease to $1,689.
9. What is the homeless shelter deduction for 2026?
The maximum homeless shelter deduction for households without a permanent residence has increased to $198.99 per month for all SNAP areas.
10. Do these new amounts apply everywhere in the U.S.?
These updates apply to the 48 contiguous states, D.C., Alaska, Guam, Hawaii, and the U.S. Virgin Islands. However, specific benefit amounts, income limits, and deductions are different for Alaska, Hawaii, Guam, and the U.S. Virgin Islands to reflect higher costs of living.