Colorado Medicaid Eligibility Calculator 2025-2026
Instantly estimate your potential eligibility for Health First Colorado based on 2025-2026 income limits. This tool is for informational purposes only.
Disclaimer: This calculator is an informational tool for estimation purposes only and does not guarantee eligibility. The final determination is made by the Colorado Department of Health Care Policy & Financing (HCPF). Apply at Colorado PEAK.
Colorado Medicaid FAQ 2025
What are the Colorado Medicaid income limits for 2025?
For adults ages 19-65, the monthly income limit is $1,735 (133% FPL). Parents qualify at $887/month, children at $1,852/month, and pregnant women at $2,544/month for a single person household Colorado Health Care Policy and Financing. These limits increase with family size.
How much can a family of 4 earn to qualify for Colorado Medicaid in 2025?
A family of four can earn up to $3,564 monthly for adults, $3,805 for children, and $5,225 for pregnant women Colorado Health Care Policy and Financing. Colorado Medicaid eligibility uses Modified Adjusted Gross Income (MAGI) to determine qualification.
Does Colorado Medicaid have asset limits in 2025?
There are no asset limits for income-based Health First Colorado (Medicaid) for children, pregnant women, or adults under Medicaid expansion Db101. Only long-term care Medicaid programs have asset tests requiring under $2,000 for individuals.
How do I apply for Colorado Medicaid in 2025?
Apply online at Colorado.gov/PEAK (fastest method), call 1-800-221-3943, or visit your local county office in person Kaiser PermanenteHealth First Colorado. Most applicants receive immediate eligibility decisions when applying online through PEAK.
How long does the Colorado Medicaid application take to process?
Online applications through PEAK may provide immediate results. Mail applications take up to 45 days, or 90 days if disability determination is required GoodRx. You'll receive a case number once processing begins.
What does Colorado Medicaid cover in 2025?
Health First Colorado covers doctor visits, hospitalization, prescriptions, dental, vision, mental health services, family planning, immunizations, and medical transportation Mesa County. Coverage includes primary care, lab tests, childbirth, and preventive care KUNC.
Are there premiums or copays with Colorado Medicaid?
Health First Colorado has no deductibles, no premiums in most cases, and minimal or no copays Colorado Health Care Policy and Financing. American Indians, Alaska Natives, and pregnant women have no copayments Colorado Health Care Policy and Financing.
How often do I need to renew Colorado Medicaid?
You must renew Health First Colorado annually on your renewal anniversary date—12 months after your coverage started Health First Colorado. Some members are automatically renewed, while others must complete renewal packets Health First Colorado.
Can undocumented immigrants get Colorado Medicaid in 2025?
Yes, starting January 1, 2025, under "Cover All Coloradans," children and pregnant people can get full Health First Colorado or CHP+ regardless of immigration status Health First Colorado. This includes prenatal, postpartum, physical, dental, vision, and mental health coverage Health First Colorado.
Can I qualify for Colorado Medicaid if I work?
Yes, adults making under $21,000 yearly (single) or $43,000 (family of four) can qualify for Colorado Medicaid expansion regardless of employment status The Colorado Sun. Working doesn't disqualify you if you meet income limits.
