Alabama Medicaid Eligibility Calculator
Based on Official 2025 Income Limits (Effective February 2025)
Step 1: Select Your Category
Choose the Medicaid program category that applies to you:
- Pregnant Women / Children / Plan First: For expectant mothers, children under 18, or family planning services
- Parents & Caretaker Relatives: For parents or relatives caring for dependent children
- SSI Programs: For aged (65+), blind, or disabled individuals
- Nursing Home / Waivers: For long-term care services
- Medicare Savings Programs: Help paying Medicare premiums and costs
Step 2: Understand Income Requirements
⚠️ CRITICAL: Different categories use different income definitions:
- MAGI Categories (Pregnant, Children, Parents, Plan First): Enter your Modified Adjusted Gross Income (MAGI) - this is calculated using federal tax rules, NOT your gross paycheck. The 5% disregard is already included in the limits.
- SSI & Institutional Programs: Enter only "countable income" after applying SSI exclusions (not all income counts).
- Medicare Savings: Enter your gross monthly income before taxes.
Step 3: Enter Your Information
- Fill in household/family size if prompted
- Select marital status if applicable
- Enter your monthly income (using the correct definition from Step 2)
- Enter total resources/assets if required (cash, bank accounts, real estate except primary home, stocks, etc.)
Step 4: Review Results
The calculator will instantly show:
- Whether you're potentially eligible or not
- The income limit for your situation
- How your income and resources compare to limits
- Important next steps and additional information
⚠️ Important Reminders
- This calculator provides estimates only - not official eligibility determinations
- If you're unsure about your MAGI or countable income, you should apply formally to have it calculated correctly
- Many other factors affect eligibility: citizenship, residency, disability status, pregnancy status, etc.
- Always apply through official channels for an accurate determination
Your Information
Eligibility Results
Results will appear here after you enter your information.
This calculator provides estimates only and is not an official determination of Medicaid eligibility. Actual eligibility is determined by the Alabama Medicaid Agency based on your complete application and verification of all information.
This calculator uses official income limits effective February 2025 as published by the Alabama Medicaid Agency. However, eligibility depends on many factors including but not limited to: household composition, citizenship status, residency, disability status, actual income after allowable deductions, types of resources, and specific program requirements.
CRITICAL: For MAGI-based categories (pregnant women, children, parents, Plan First), the income limits shown are for Modified Adjusted Gross Income (MAGI) calculated using specific federal methodology - NOT simple gross income. The calculator assumes you have already calculated your MAGI correctly. If you enter gross income without applying MAGI rules, your results will be inaccurate. For SSI and institutional programs, only "countable income" after applicable exclusions should be entered.
To apply for Alabama Medicaid: Visit InsureAlabama.adph.state.al.us or call the Recipient Call Center at (800) 362-1504 Monday-Friday, 8:00 AM - 4:30 PM.
For official information and to verify your eligibility, please contact Alabama Medicaid directly or submit a formal application.
Official Source: Alabama Medicaid Agency (medicaid.alabama.gov)