The federal government shutdown on October 1, 2025, is making many Americans worry about their benefits. Millions of people depend on programs like SNAP, Medicaid, Medicare, and Social Security. Right now, the effects are different for each program, but the longer the shutdown lasts, the more problems may come.
For now, people with SNAP food benefits are safe in October. The USDA already sent October SNAP money to state EBT systems in mid-September, before the shutdown started. That means everyone who qualifies will get their full October SNAP benefits on time. Families can use their EBT cards as usual for food.
The problem could come in November. If the shutdown continues past mid-October, the USDA may not be able to send out the next round of benefits on schedule. Officials have not shared a clear backup plan yet. Some experts say the USDA might use emergency funds if needed, but it is unclear how much money is available or if the Trump administration will use it.
Medicaid and Medicare coverage are still active. The Centers for Medicare & Medicaid Services (CMS) has enough money to run operations through the rest of 2025. People will still be covered for care and medicine. But the Department of Health and Human Services (HHS) is putting 41% of its workers on furlough. This could mean delays for paperwork, updates, and other important services.
Doctors, hospitals, and other health providers may face payment delays if the shutdown lasts for weeks. This means Medicare and Medicaid reimbursements might be late. Some providers may wait to schedule new appointments because of the slow payments. Community health centers, which serve about 34 million people, are still open for now, but future funding is not certain.
Online services like HealthCare.gov and the ACA Marketplace are still working. People can continue to sign up for health coverage. But things like outreach programs and public education may be smaller during the shutdown. Civil rights enforcement in healthcare also continues, but some investigations might slow down.
The shutdown’s impact on telehealth services depends on how long provider payments are delayed. If reimbursements slow, some doctors may reduce or delay online care.
Here are the most important takeaways for families and individuals:
- October SNAP benefits are safe and will arrive on time
- November SNAP benefits may be delayed if the shutdown continues
- Medicare and Medicaid coverage stays in place
- Healthcare provider payments may face delays
- Community health centers remain open but face uncertainty
- HealthCare.gov and ACA Marketplace stay open
The government shutdown is causing stress and fear for many who rely on federal programs. People with SNAP, Medicaid, Medicare, and telehealth services should watch for updates in the coming weeks. For now, October benefits are safe, but November and beyond depend on how long the shutdown lasts.
